Financing a new home purchase is a common subject among potential homebuyers and lenders. However, if you want to flip a home by enhancing an existing property and selling it for a profit, you may also require funding. Luckily, there are financing options for flipping homes if you know where to look. Here are some basic tips for funding a flip:
A hard money loan is a common financing option for house flippers. These loans involve less underwriting and easier qualifications. Hard money loans can have much higher interest rates and startup fees than traditional mortgages.
Private loans are a good option for house flipping. However, they usually require you to have a preexisting business relationship with a bank to get one. If you’ve been with the same bank your whole life, they might be a good place to start since they’ll consider you a lower risk.
Personal loans can be quick and painless, with no collateral involved. It’s easy to qualify for this type of loan and you can get your money faster than other loan options. However, these tend to have incredibly high interest rates compared to mortgages.
A home equity loan is basically another mortgage with a separate monthly payment. This allows you to augment your current borrowing without changing the terms of your existing mortgage. A home equity loan uses the equity you’ve built in the home to invest in the flipping process.
A home equity line of credit works similarly to a credit card. This type of funding uses your house as collateral and gives you a credit line. These come with their own terms and special conditions but can be an excellent source of funding for flips that you expect to take many years at a time, as you’re often able to defer payments for an introductory period.
These are just some of the most common types of loans used to fund a flip. If you’re considering flipping a property, these financing options are a good place to begin.
Hi! We are David and Evelyn - The Hickox Team!
With a shared passion for helping people find where you truly belong—whether it’s a dream home or a strategic commercial space—we’ve combined our experience, heart, and hustle to better serve you, as our client across the Chattahoochee Valley.
David brings sharp negotiation skills and market insight, and I bring creative strategy, relationship-driven service, and a love for both Residential and Commercial real estate. Together, we bring a perfect blend of strategy, service, and savvy, to elevate every step of your Real Estate journey.
We believe that real estate is not just about property—it’s about people, purpose, and possibility.
If you’re buying, selling, investing, or just want advice—we’re here for you.
-TheHickoxTeam
Every Home Begins with 'H"
Keller Williams Realty River Cities
Meet David
"When I think of dedication and drive in Real Estate, I think of David Hickox. Not only is David my professional partner, he’s also my fiancé — which means I get a front-row seat to the determination and care he puts into every property detail and client interaction."
-Evelyn Forston
I’m David Hickox—a dedicated real estate advisor serving the Chattahoochee Valley with a focus on results, relationships, and real value. My approach is grounded in strategy, honesty, and a deep respect for the goals and dreams of every client I work with.
I bring sharp market insight, strong negotiation skills, and a calm, solutions-focused mindset to every transaction. Whether you’re buying your first home, selling an investment property, or expanding your portfolio, I’m here to make the process smooth, strategic, and successful.
As co-lead of The Hickox Team with my fiancé Evelyn—an incredible Realtor and partner in every sense—we combine our strengths to deliver a real estate experience that’s both heart-led and results-driven. Together, we bring creativity, clarity, and commitment to the table every step of the way.
Outside of real estate, I enjoy staying active, watching the Braves and SEC football, working out, spending time with family and my sweet fiancé, Evelyn.
Let’s connect—I’d be honored to help you take the next step with confidence.
Call me at 912-596-4261
Meet Evelyn
Hi, I’m Evelyn Forston —a people-oriented, house-obsessed, dog-loving soul!💛🏡🐾
I'm a Realtor, Advisor and Associate Broker serving both Residential and Commercial Real Estate clients across Georgia and Alabama. I believe Real Estate is more than closings and contracts—it’s about connection, service, and walking with people through some of life’s biggest milestones.
I don't just sell properties—I shepherd people through meaningful life transitions with my professional partner, who is also my fiancé- David Hickox.
Whether I’m helping a family buy their first home, assisting an investor with a new commercial venture, or supporting someone in a major life transition, I treat every client with care, strategy, and heart. My experience spans residential and commercial sales, multi-family, single-family, and property management—which means I can offer smart advice, creative solutions, and real results.
I grew up in the Chattahoochee Valley and proudly graduated from both Brookstone School and Columbus State University. I love this community deeply and it shows in how I live and serve. I’m a 2022 East Alabama Leadership graduate, a 2025 “star” for the Alzheimer’s Association Dancing Stars of Columbus, a member of the East Alabama Board of Realtors, and I serve as the 2025 Entertainment Committee Chair for the Columbus Board of Realtors.
I live, work, and thrive in the Columbus, GA / Phenix City, AL area with my fiancé and real estate partner, David Hickox and my two pups, Cupcake and Aubs. We love helping people turn dreams into keys and investments into income.
Call me at 205-901-6756
💫 Explore what’s happening in the area:
Chattahoochee Valley Living Calendar
#ResidentialAndCommercial #RealtorLife #Teamwork #YourNextMoveStartsHere
Keller Williams Realty River Cities-Official
